What is a home warranty?
A home warranty is a residential service contract that provides repair, or replacement coverage, for appliances and major operating systems in a home that may fail due to normal wear and tear. Home warranty contracts typically last one year with an option for renewal.
Typical coverage includes:
- Air conditioning and heating system (Critical in Arizona… you definitely want this covered! You do not want to be without A/C in summer when it is 110 outside.)
- Kitchen appliances
- Plumbing systems
- Water heaters
- Electrical systems
- Central vacuum systems
- Garage door openers
- Attic, ceiling & exhaust fans
- Add-ons you may want to consider: Pool equipment and Roof leak coverage
Why should I get one?
When something unexpectedly breaks in your house, whether it is something major like the A/C unit or something minor like a clogged shower drain, the last thing you want to do is track down reliable companies and obtain estimates to fix it. When you have a home warranty, you only need to make one call and they will handle getting it fixed . . . saving you both time and money!
Who handles the repairs?
A majority of the home warranty companies in Arizona have a network of local qualified independent contractors that have been carefully screened and selected to provide service to you.
If I am selling my house, do I need a home warranty?
Absolutely! Most home warranty companies offer sellers coverage during the listing period and typically at no cost. This allows you to concentrate on selling the house and not having to worry about repairs. Plus, having a home warranty is an added marketing tool and a selling point that will set your home apart from other listings!
How is a home warranty different from homeowner's insurance?
Your homeowner’s insurance is typically included in your mortgage payment and covers loss from incidents like fire, storms and vandalism. Your home warranty picks up where your homeowner’s insurance ends, covering the major systems and appliances that break down due to wear and tear. The two complement each other and do not overlap, giving you maximum coverage!
Which home warranty company should I choose?
There are many home warranty companies in Arizona! It is important to compare coverage and pricing between the companies to see which fit is best for you.
Here are three respected home warranty companies in Arizona that have been offering home protection plans for our clients for years:
- Old Republic Home Protection
- Fidelity National Home Warranty
- First American Home Warranty
